Many buyers I meet in Fort Lauderdale are surprised to learn that mortgage rates, which have hovered around 6.5%, are actually in line with historical norms—yet the perception that rates are much higher has led many to wait an average of 13 months before making a move. This waiting game has contributed to rising home prices and increased rents across our community. If you find yourself hesitating, know that experts consider rates between 5-6% to be quite typical. There are creative strategies—like exploring discount points or down payment assistance—that can make homeownership more accessible. My approach is always about guiding you patiently through these options, focusing on the details that matter most for your situation. With the right information and a thoughtful plan, finding your next home doesn’t have to feel out of reach.
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